Get Funded Today
1-844-770-2958
⭐️⭐️⭐️⭐️⭐️ On Google from over 220+ Reviews
Stop Waiting 30-60 Days to Get Paid. Get Your Money in 24 Hours (While Your Competitors Run Out of Fuel).
Get paid within 24 hours – not next month
Dedicated rep answers in minutes – no phone trees, no waiting
Keep 100% of your loads – we handle the collections headache
"I have been with ithrive for 1 year , love their customer service, Madison and Brittany are super easy to work with, I also have their fuel card program and Christian can get u onboard in savings $ on diesel. Thanks guys for helping me with factory"
- SMARTWAY AUTO SALE
⭐️⭐️⭐️⭐️⭐️ On Google from over 220+ Reviews
Stop Waiting 30-60 Days to Get Paid. Get Your Money in 24 Hours (While Your Competitors Run Out of Fuel).
Get paid within 24 hours – not next month
Dedicated rep answers in minutes – no phone trees, no waiting
Keep 100% of your loads – we handle the collections headache
"I have been with ithirve for 1 year , love their customer service, Madison and Brittany are super easy to work with , I also have their fuel card program and Christian can get u onboard in savings $ on diesel. Thanks guys for helping me with factory"
- SMARTWAY AUTO SALE
You're Losing Money Every Day You Wait for Payment
Cash Flow Stranglehold
You deliver the load, invoice the broker, then sit around for 30-60 days hoping they actually pay you. Meanwhile, fuel costs don't wait. Truck payments don't wait. Your family doesn't wait.The Customer Service Black Hole
You call your factor. You're on hold for 45 minutes. You leave a voicemail. They call back… 3 days later. By then, the broker already shorted your pay and you're stuck holding the bag.Hidden Fees and Rate Games
They quoted you 2.5%, but after "administrative fees," "wire fees," and "processing charges," you're really paying 4-5%. And good luck understanding the contract they sent you.Broker Risk (You're Flying Blind)
You book a load with a broker you've never heard of. They pay late, pay short, or don't pay at all. Now you're out $3,000+ and your factor won't help you fight it.You're One Bad Week Away from Parking the Truck. Without consistent cash flow, you're playing Russian roulette every week. One mechanical issue, one slow-paying broker, one surprise expense… and you're scrambling to keep the wheels turning.
The Simple Way To Make That Space Work—for you, your family, your future.
Get Paid in 24 Hours (Or Same Day)
Stop waiting. We fund your invoices within 24 hours—same day available—so you can fuel up, pay bills, and keep moving without begging brokers for your own money.Dedicated Rep Who Picks Up the Phone No phone trees. No ticket systems. No "your call is important to us" nonsense. Your dedicated rep answers when you call and solves problems on the spot—not next week.
Transparent Pricing (No Surprises)
One flat rate based on your volume and risk. No hidden fees, no confusing contract language, no bait-and-switch. What we quote is what you pay.Broker Vetting + Short-Pay Protection We check broker credit before you haul. We handle collections. And if there's a short pay or claim, we fight it for you—so you're not alone when things go sideways.
Build Stability (Not Just Survive Week-to-Week) Consistent cash flow means you can plan ahead, invest in your business, and stop living load-to-load. You go from stress to stability—fast.
You're Losing Money Every Day
You Wait for Payment
Cash Flow Stranglehold
You deliver the load, invoice the broker, then sit around for 30-60 days hoping they actually pay you. Meanwhile, fuel costs don't wait. Truck payments don't wait. Your family doesn't wait.The Customer Service Black Hole
You call your factor. You're on hold for 45 minutes. You leave a voicemail. They call back… 3 days later. By then, the broker already shorted your pay and you're stuck holding the bag.Hidden Fees and Rate Games
They quoted you 2.5%, but after "administrative fees," "wire fees," and "processing charges," you're really paying 4-5%. And good luck understanding the contract they sent you.Broker Risk (You're Flying Blind)
You book a load with a broker you've never heard of. They pay late, pay short, or don't pay at all. Now you're out $3,000+ and your factor won't help you fight it.You're One Bad Week Away from Parking the Truck. Without consistent cash flow, you're playing Russian roulette every week. One mechanical issue, one slow-paying broker, one surprise expense… and you're scrambling to keep the wheels turning.
The Simple Way To Make That Space
Work—for you, your family, your future.
Get Paid in 24 Hours (Or Same Day)
Stop waiting. We fund your invoices within 24 hours—same day available—so you can fuel up, pay bills, and keep moving without begging brokers for your own money.Dedicated Rep Who Picks Up the Phone
No phone trees. No ticket systems. No "your call is important to us" nonsense. Your dedicated rep answers when you call and solves problems on the spot—not next week.Transparent Pricing (No Surprises)
One flat rate based on your volume and risk. No hidden fees, no confusing contract language, no bait-and-switch. What we quote is what you pay.Broker Vetting + Short-Pay Protection
We check broker credit before you haul. We handle collections. And if there's a short pay or claim, we fight it for you—so you're not alone when things go sideways.Build Stability (Not Just Survive Week-to-Week) Consistent cash flow means you can plan ahead, invest in your business, and stop living load-to-load. You go from stress to stability—fast.
STEP 1
Apply in 10 Minutes
Quick conversation with your rep. We'll explain how it works, answer your questions, and get your application started. No pressure, no runaround.
STEP 2
Get Approved Fast
Our underwriting team reviews your application quickly (usually same day or next day). We'll let you know if you're approved and walk you through the simple paperwork.
STEP 3
Start Getting Paid in 24 Hours
Submit your first invoice and get funded within 24 hours. From there, every load you haul gets paid fast—so you can stop worrying and start hauling.
STEP 1
Apply in 10 Minutes
Quick conversation with your rep. We'll explain how it works, answer your questions, and get your application started. No pressure, no runaround.
STEP 2
Get Approved Fast
Our underwriting team reviews your application quickly (usually same day or next day). We'll let you know if you're approved and walk you through the simple paperwork.
STEP 3
Start Getting Paid in 24 Hours
Submit your first invoice and get funded within 24 hours. From there, every load you haul gets paid fast—so you can stop worrying and start hauling.
Everything You Need to Keep Your Wheels Turning
Next-Day Funding (Same Day Available)
You haul the load, we pay you within 24 hours. Your cash flow problem? Solved.Dedicated Rep (Not a Call Center)
Your rep knows your name, your business, and your situation. When you call, they pick up—and they actually help.Billing & Collections Management
We handle chasing down brokers, dealing with disputes, and collecting on your invoices. You focus on driving.Broker Credit Checks & Risk Protection
We vet brokers before you haul so you're not gambling on getting paid. If there's a short pay or claim, we help you fight it.Transparent Contract & Simple Terms
No 3-year lock-ins. No confusing legal jargon. Clear pricing, clear terms, clear exit if it's not working for you.
Everything You Need to Keep Your Wheels Turning
Next-Day Funding (Same Day Available)
You haul the load, we pay you within 24 hours. Your cash flow problem? Solved.Dedicated Rep (Not a Call Center)
Your rep knows your name, your business, and your situation. When you call, they pick up—and they actually help.Billing & Collections Management
We handle chasing down brokers, dealing with disputes, and collecting on your invoices. You focus on driving.Broker Credit Checks & Risk Protection
We vet brokers before you haul so you're not gambling on getting paid. If there's a short pay or claim, we help you fight it.Transparent Contract & Simple Terms
No 3-year lock-ins. No confusing legal jargon. Clear pricing, clear terms, clear exit if it's not working for you.
Got Questions?
We’ve Got Answers.
How fast can I actually get funded?
Most clients get funded within 24 hours after submitting an invoice. Same-day funding is available if you need it faster. Once you're set up, every load gets paid quickly—so you're never waiting 30-60 days again.
What's the catch? Why is this better than my current factor?
No catch. Here's the difference: you get a dedicated rep (not a call center), transparent pricing (no hidden fees), and we actually help when brokers short you or disputes happen. Most factors treat you like a number. We treat you like a business partner.
I'm already with a factoring company. Can I switch?
Absolutely. Many of our best clients switched from other factors who had terrible service, hidden fees, or locked them into long contracts. We'll review your current agreement and help you make the transition smooth—no drama.
What if a broker shorts my pay or disputes an invoice?
We handle it. We vet brokers before you haul, and if there's a short pay, claim, or dispute, we fight it for you. You're not alone in this—your rep will walk you through the process and handle the collections headache.
How much does factoring cost with iThrive?
Pricing depends on your volume, freight type, and risk profile—but it's transparent and simple. No hidden fees, no rate games. We'll give you a clear quote upfront, and that's exactly what you'll pay. Most clients save money compared to their old factor once they factor in all the "extra fees" those guys charge.
Got Questions? We’ve Got Answers.
How fast can I actually get funded?
Most clients get funded within 24 hours after submitting an invoice. Same-day funding is available if you need it faster. Once you're set up, every load gets paid quickly—so you're never waiting 30-60 days again.
What's the catch? Why is this better than my current factor?
No catch. Here's the difference: you get a dedicated rep (not a call center), transparent pricing (no hidden fees), and we actually help when brokers short you or disputes happen. Most factors treat you like a number. We treat you like a business partner.
I'm already with a factoring company. Can I switch?
Absolutely. Many of our best clients switched from other factors who had terrible service, hidden fees, or locked them into long contracts. We'll review your current agreement and help you make the transition smooth—no drama.
What if a broker shorts my pay or disputes an invoice?
We handle it. We vet brokers before you haul, and if there's a short pay, claim, or dispute, we fight it for you. You're not alone in this—your rep will walk you through the process and handle the collections headache.
How much does factoring cost with iThrive?
Pricing depends on your volume, freight type, and risk profile—but it's transparent and simple. No hidden fees, no rate games. We'll give you a clear quote upfront, and that's exactly what you'll pay. Most clients save money compared to their old factor once they factor in all the "extra fees" those guys charge.
Approval and funding rates are subject to underwriting review and may vary based on creditworthiness, freight type, and broker quality. Factoring fees disclosed upfront with no hidden charges. iThrive Funding reserves the right to decline applications that do not meet underwriting standards.
© Copyright iThrive Funding - All Rights Reserved
Approval and funding rates are subject to underwriting review and may vary based on creditworthiness, freight type, and broker quality. Factoring fees disclosed upfront with no hidden charges. iThrive Funding reserves the right to decline applications that do not meet underwriting standards.
© Copyright iThrive Funding - All Rights Reserved